Guidelines for effective spending
1. Prepare a budget. 2. Prioritise expenditure. 3. Avoid impulse buying. 4. Beware of false economies. 5. Consider opportunity cost. 6. Check bills, invoices and interest rates.
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1. Prepare a budget. 2. Prioritise expenditure. 3. Avoid impulse buying. 4. Beware of false economies. 5. Consider opportunity cost. 6. Check bills, invoices and interest rates.
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